Category: The National Flood Insurance Program (NFIP)

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Should California Leave the NFIP and Create its Own Flood Insurance Program?

Researchers at UC Davis recently concluded that California should consider leaving the National Flood Insurance Program (NFIP) and explore implementation of its own statewide flood insurance program in order to invest in risk reduction rather than premiums.  This is an idea that has been talked about for years by state and local flood management experts.  … Continue Reading

NFIP Rates are Going Up on April 1… But Do Enough People Care for Congress to Change its Mind?

People definitely care. But not enough people are likely to care to make a political issue out of it due to how the rate increases were designed. The National Flood Insurance Program (NFIP) rate increases called for by the last two acts of Congress are designed as slow and modest increases for the vast majority … Continue Reading